LifeOf

LifeOf 

Habits that pay you back.

LifeOf turns daily discipline into a self-funded fun budget. Set a habit. Show up. Earn. Spend it guilt-free.

No streaks. No guilt. Just earned joy.

The Problem

Hey… do you ever feel guilty after spending money on yourself?

That dinner you've been wanting to try. The shoes you'd been eyeing for six months. The trip you finally booked with your friends. You can afford every single one of them — but the moment your card goes through, something in you tightens. The joy leaks out before you even sit down.

Most of us have been trained to feel bad about enjoying our own money. Save more. Spend less. Be responsible. So we tighten up, and the things that were supposed to make life worth living start to feel like betrayals of who we're trying to become.

What if the money you spent on fun actually felt earned?

Meet LifeOf

That's where LifeOf comes in.

LifeOf is a habit tracker built around one idea: the money you spend on fun should feel like a reward you earned — not a guilty pleasure.

You decide what slice of your monthly salary is yours to enjoy. Assign each habit a daily dollar value. Every habit you complete earns that amount from your budget — ready to spend on anything that brings you joy.

Miss a day and you lose a heart. You start with three — lose all three and your earned amount resets. Stay active, keep your hearts, keep your money.

Meet LifeOfClimb a little, every day— stone by stone, day by day.
How it works

Three steps. That's the whole thing.

No streaks. No leaderboards. Just a system that rewards you in real money for showing up for yourself.

01
Quest 01

Set your fun budget

Pick the percentage of your monthly salary that's yours to enjoy guilt-free. That number is your monthly pot — from your own income, never from us.

02
Quest 02

Build daily habits

Add the habits you want to do every day. Assign each one a dollar value — $4 for a 5km run, $2 for meditation, $5 for journaling.

03
Quest 03

Show up. Earn. Spend.

Complete a habit, the dollars unlock. End of the month, spend what you earned — on dinner, shoes, a trip — knowing every dollar was earned.

The feeling

Messy mornings in. Earned money out.

Every habit you keep is a small deposit. The noise of showing up becomes something you can actually spend.

ran 5k before the sun came upskipped the takeout, againjournaled ten messy minutesno phone till noon — somehowcycled to work in the raincooked instead of orderingread twenty pagesgym at 6:40amwalked the long way homeran 5k before the sun came upskipped the takeout, againjournaled ten messy minutesno phone till noon — somehowcycled to work in the raincooked instead of orderingread twenty pagesgym at 6:40amwalked the long way home
earned the trippaid cash for the MacBookfront row, no flinchbooked the suitethe vinyl hauldinner's on meBarcelona for her sisterguilt-freeevery dollar earnedearned the trippaid cash for the MacBookfront row, no flinchbooked the suitethe vinyl hauldinner's on meBarcelona for her sisterguilt-freeevery dollar earned
meditated, badly — still countssaved the six bucksshowed up tiredmorning pages, donesketched for twentybed before eleventhird run this weekphone away by nineone more small thingmeditated, badly — still countssaved the six bucksshowed up tiredmorning pages, donesketched for twentybed before eleventhird run this weekphone away by nineone more small thing
In the wild

Twelve players. One game. A hundred ways to win.

Names changed, purchases real. This is what earned money looks like around the world.

Priya, 27
Marketing Manager
BangaloreIndia
Monthly fun budget$420 / mo
Morning 5K run$4/day
Read 20 pages$3/day
Meditate 10 min$2/day
Earned this month$270
Spent onThe Bose headphones she'd been eyeing for six months.They didn't feel like a splurge. Felt like a trophy.
James, 34
Account Manager
LondonUnited Kingdom
Monthly fun budget$680 / mo
Cycle to work$6/day
Cook dinner at home$5/day
No screens after 11pm$4/day
Earned this month$540
Spent onA long weekend in Lisbon with his partner. First trip booked without flinching.For the first time, I didn't dread checking my bank app on Monday.
Lena, 26
UX Researcher
BerlinGermany
Monthly fun budget$550 / mo
German practice 30m$3/day
Yoga 20 min$4/day
8,000 steps$3/day
Earned this month$310
Spent onA vinyl Spotify could never replace and a Berghain night she'd waited years for.Every record on my shelf is a habit I kept.
Sarah, 29
Product Manager
BrooklynUSA
Monthly fun budget$720 / mo
Morning pages$4/day
Strength training$7/day
Inbox zero by 6pm$5/day
Earned this month$580
Spent onFront-row Broadway tickets, plus the kind of dinner she saves for birthdays.I used to spend and then justify it. Now I earn it, then enjoy it.
Arjun, 31
Software Engineer
MumbaiIndia
Monthly fun budget$630 / mo
Journal 5 min$3/day
Gym 45 min$8/day
No phone past 10pm$5/day
Earned this month$920
Spent onTwo months of earnings paid for the kind of dinner his parents never order.Mom's smile was the actual reward. I just paid the bill.
Sofia, 28
Junior Lawyer
MilanItaly
Monthly fun budget$590 / mo
Italian poetry 30m$3/day
5K run$5/day
Sunday meal prep$4/day
Earned this month$410
Spent onA wine weekend in Tuscany with her oldest friends.I came home full of stories. Not bank-app guilt.
Marcus, 30
Data Analyst
TorontoCanada
Monthly fun budget$640 / mo
Cold shower$3/day
Run 5K$5/day
Read 30 min$3/day
Earned this month$360
Spent onHabs game tickets with his dad. And the ramen place his dad pretended he didn't want to try.Best evening I've had with him in years. He kept asking how I afforded it.
Yuki, 25
Illustrator
TokyoJapan
Monthly fun budget$480 / mo
Draw 1 hour$6/day
Read English$3/day
6,000 steps$2/day
Earned this month$420
Spent onA weekend in Kyoto and the iPad Pro upgrade she'd been quietly saving toward.The iPad arrived and I cried. I'd literally drawn my way to it.
Karan, 24
Designer
PuneIndia
Monthly fun budget$310 / mo
Gym 4x/week$6/day
3 litres of water$2/day
Spanish 20 min$4/day
Earned this month$310
Spent onThree days in Goa with his college crew.First trip in years I didn't feel anxious about spending.
Mateo, 32
Sales Lead
MadridSpain
Monthly fun budget$670 / mo
Surf or gym$7/day
Read 20 min$3/day
Bed before 11pm$4/day
Earned this month$620
Spent onA weekend surfing in San Sebastián and the longboard he'd been hunting.I paid for it in early mornings. That made the waves feel earned.
Emma, 33
Teacher
SydneyAustralia
Monthly fun budget$510 / mo
Ocean swim$5/day
Plan tomorrow tonight$3/day
Cook dinner$4/day
Earned this month$370
Spent onSurf lessons for her and her partner. Brunches with friends she hadn't seen in too long.Saturday brunches don't sting anymore. They feel like a paycheck.
Aisha, 27
Brand Strategist
DubaiUAE
Monthly fun budget$750 / mo
Arabic study 20m$3/day
Pilates 4x/wk$6/day
Skincare routine$2/day
Earned this month$480
Spent onA long weekend in the Maldives and the designer abaya she'd been saving for a wedding.I stopped feeling like I had to apologize for treating myself.

Hundreds more joining every week.

Our promise

Built by humans. Funded to hire more.

There's no AI behind LifeOf. Real people, working five focused hours a day, building something we genuinely believe in. Your subscription pays a salary — never funds a layoff.

100%
of every subscription

Goes toward hiring or sustaining a human. Not a single dollar funds a buyback.

5h
focused work per day

Our team works five focused hours a day, so life can fit inside a day.

0
roles replaced by AI

We use AI to help our people work better. We will not use it to delete them.

This is the layoff generation. AI is doing to white-collar work what factories once did to craftsmen. We think there's a different path.

Every subscription you pay funds a salary. Every salary feeds a household. Just business — done by people who haven't forgotten that other people exist.

earned the trippaid cash for the MacBookfront row, no flinchbooked the suitethe vinyl hauldinner's on meBarcelona for her sisterguilt-freeevery dollar earnedearned the trippaid cash for the MacBookfront row, no flinchbooked the suitethe vinyl hauldinner's on meBarcelona for her sisterguilt-freeevery dollar earned
Why we built this

Self-discipline shouldn't feel like punishment.

The world is full of habit trackers. Streaks. Checkmarks that reward you with more checkmarks. LifeOf flips that — you're not chasing a streak, you're funding your life. It's not motivation. It's the reward you've been waiting for.

LifeOf

LifeOf 

Habits that pay you back.

LifeOf turns daily discipline into a self-funded fun budget. Set a habit. Show up. Earn. Spend it guilt-free.

No streaks. No guilt. Just earned joy.

The Problem

Hey… do you ever feel guilty after spending money on yourself?

That dinner you've been wanting to try. The shoes you'd been eyeing for six months. The trip you finally booked with your friends. You can afford every single one of them — but the moment your card goes through, something in you tightens.

Most of us have been trained to feel bad about enjoying our own money. Save more. Spend less. Be responsible.

What if the money you spent on fun actually felt earned?

Meet LifeOf

That's where LifeOf comes in.

LifeOf is a habit tracker built around one idea: the money you spend on fun should feel like a reward you earned — not a guilty pleasure.

You decide what slice of your monthly salary is yours to enjoy. Assign each habit a daily dollar value. Every habit you complete earns that amount from your budget.

Miss a day and you lose a heart. You start with three — lose all three and your earned amount resets.

Meet LifeOf
How it works

Three steps. That's the whole thing.

No streaks. No leaderboards. Just a system that rewards you in real money for showing up for yourself.

01
Quest 01

Set your fun budget

Pick the percentage of your monthly salary that's yours to enjoy guilt-free. That number is your monthly pot — from your own income, never from us.

02
Quest 02

Build daily habits

Add the habits you want to do every day. Assign each one a dollar value — $4 for a 5km run, $2 for meditation, $5 for journaling.

03
Quest 03

Show up. Earn. Spend.

Complete a habit, the dollars unlock. End of the month, spend what you earned — on dinner, shoes, a trip — knowing every dollar was earned.

The feeling

Messy mornings in. Earned money out.

Every habit you keep is a small deposit. The noise of showing up becomes something you can actually spend.

ran 5k before the sun came upskipped the takeout, againjournaled ten messy minutesno phone till noon — somehowcycled to work in the raincooked instead of orderingread twenty pagesgym at 6:40amwalked the long way homeran 5k before the sun came upskipped the takeout, againjournaled ten messy minutesno phone till noon — somehowcycled to work in the raincooked instead of orderingread twenty pagesgym at 6:40amwalked the long way home
earned the trippaid cash for the MacBookfront row, no flinchbooked the suitethe vinyl hauldinner's on meBarcelona for her sisterguilt-freeevery dollar earnedearned the trippaid cash for the MacBookfront row, no flinchbooked the suitethe vinyl hauldinner's on meBarcelona for her sisterguilt-freeevery dollar earned
meditated, badly — still countssaved the six bucksshowed up tiredmorning pages, donesketched for twentybed before eleventhird run this weekphone away by nineone more small thingmeditated, badly — still countssaved the six bucksshowed up tiredmorning pages, donesketched for twentybed before eleventhird run this weekphone away by nineone more small thing
In the wild

Six players. One game. A hundred ways to win.

Names changed, purchases real. This is what earned money looks like around the world.

Priya, 27
Marketing Manager
BangaloreIndia
Monthly fun budget$420/ mo
Morning 5K run$4/day
Read 20 pages$3/day
Meditate 10 min$2/day
Earned this month$270
Spent on

The Bose headphones she'd been eyeing for six months.

They didn't feel like a splurge. Felt like a trophy.
James, 34
Account Manager
LondonUnited Kingdom
Monthly fun budget$680/ mo
Cycle to work$6/day
Cook dinner at home$5/day
No screens after 11pm$4/day
Earned this month$540
Spent on

A long weekend in Lisbon with his partner. First trip booked without flinching.

For the first time, I didn't dread checking my bank app on Monday.
Lena, 26
UX Researcher
BerlinGermany
Monthly fun budget$550/ mo
German practice 30m$3/day
Yoga 20 min$4/day
8,000 steps$3/day
Earned this month$310
Spent on

A vinyl Spotify could never replace and a Berghain night she'd waited years for.

Every record on my shelf is a habit I kept.
Sarah, 29
Product Manager
BrooklynUSA
Monthly fun budget$720/ mo
Morning pages$4/day
Strength training$7/day
Inbox zero by 6pm$5/day
Earned this month$580
Spent on

Front-row Broadway tickets, plus the kind of dinner she saves for birthdays.

I used to spend and then justify it. Now I earn it, then enjoy it.
Arjun, 31
Software Engineer
MumbaiIndia
Monthly fun budget$630/ mo
Journal 5 min$3/day
Gym 45 min$8/day
No phone past 10pm$5/day
Earned this month$920
Spent on

Two months of earnings paid for the kind of dinner his parents never order.

Mom's smile was the actual reward. I just paid the bill.
Sofia, 28
Junior Lawyer
MilanItaly
Monthly fun budget$590/ mo
Italian poetry 30m$3/day
5K run$5/day
Sunday meal prep$4/day
Earned this month$410
Spent on

A wine weekend in Tuscany with her oldest friends.

I came home full of stories. Not bank-app guilt.

Hundreds more joining every week.

Our promise

Built by humans. Funded to hire more.

There's no AI behind LifeOf. Real people, working five focused hours a day, building something we genuinely believe in.

100%
of every subscription

Goes toward hiring or sustaining a human. Not a single dollar funds a buyback.

5h
focused work per day

Our team works five focused hours a day, so life can fit inside a day.

0
roles replaced by AI

We use AI to help our people work better. We will not use it to delete them.

Every subscription you pay funds a salary. Every salary feeds a household.

earned the trippaid cash for the MacBookfront row, no flinchbooked the suitethe vinyl hauldinner's on meBarcelona for her sisterguilt-freeevery dollar earnedearned the trippaid cash for the MacBookfront row, no flinchbooked the suitethe vinyl hauldinner's on meBarcelona for her sisterguilt-freeevery dollar earned
Why we built this

Self-discipline shouldn't feel like punishment.

LifeOf flips the script — you're not chasing a streak, you're funding your life.

Join Beta